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Mortgage Rates: 12/31/2014

30 Year Fixed Rate

3.87%

15 Year Fixed Rate

3.15%

5 Year ARM Rate

3.01%

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 Mortgage Rates
Freddie Mac (NYSE:FRE) released the results of its Primary Mortgage Market Survey® (PMMS®) in which mortgage rates for the 30-year fixed-rate mortgage (FRM) averaged 3.87 percent with an average 0.6 point for the week ending 12/31/2014, up from last week when rates for the home loan program averaged 3.83 percent. Four weeks ago, the 30-year FRM averaged 3.89%.

Mortgage rates for the 15-year FRM this week averaged 3.15 percent with an average 0.6 point, up from last week when rates for the home loan program averaged 3.1 percent. Four weeks ago, the 15-year FRM averaged 3.1%.

Mortgage rates for the 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.01 percent this week, with an average 0.5 point, unchanged from last week when rates for the home loan program averaged 3.01 percent. Four weeks ago, the 5-year ARM averaged 2.94%.

Mortgage rates for the 1-year Treasury-indexed ARM averaged 2.4 percent this week with an average 0.4 point, up from last week when rates for the home loan program averaged 2.39 percent. Four weeks ago, the 1-year ARM averaged 2.94%.

"," said Frank Nothaft, Freddie Mac vice president and chief economist.
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